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Yearly Goals Examples: 36 Goals for the Year, Split Into Quarters

Published: 2026-11-01 | By GoalTracker Team
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A yearly goal is a result you want by December 31 that needs steady work across all twelve months. It is bigger than a monthly goal and it is more specific than a wish like "be healthier". Most yearly goals fail in February, not December, because nothing in the first quarter says what to do next.

Below are 36 yearly goals examples in six areas. Each has a first move you can make this week. After the list: how to split a year into four quarters, and how to check on it without a long annual review.

What makes a good yearly goal

Three checks, taken from the SMART method:

  1. It has a number or a finish line. "Save 6,000" can be checked on December 31. "Save more" cannot.
  2. It needs the whole year. If you could finish it in two months, it is a 90-day goal. A yearly goal should still need work in October.
  3. You control the effort. "Get promoted" depends on other people. "Lead one project and ask for a review in June" depends on you.

Pick three to five yearly goals in total. Twelve goals means twelve things that get a little attention each.

Career and work

#GoalFirst move
1Lead one project from start to finishWrite down the project and ask your manager for it
2Earn one professional certificationPick the exam and book a date in the fourth quarter
3Move to a role you want, or ask for the promotion in writingList what the next level requires
4Build a portfolio of three finished pieces of workChoose the first piece and set its deadline
5Cut your weekly meeting hours by a quarterCount last week's meeting hours as the baseline
6Get paid for a side project (freelance, product or class)Write a one-paragraph offer for the first client

Health and fitness

#GoalFirst move
7Exercise three times a week for 48 weeksPut the three weekly sessions in your calendar
8Run a 10KRun 20 minutes this week and note the time
9Lose 8 kg at a pace of 0.5 kg a monthRecord your starting weight and waist
10Sleep seven hours on five nights a weekSet a fixed wake-up time for tomorrow
11Have a full health check and every follow-upBook the appointment before the end of the week
12Do ten unassisted pull-ups, or another strength targetTest where you are today and write it down

Money

#GoalFirst move
13Save 6,000 (500 a month)Set up an automatic transfer on payday
14Build an emergency fund of three months of costsAdd up your monthly essentials
15Pay off one credit card or loanList every debt with its interest rate
16Track every expense for 12 monthsPick the app or sheet and log today's spending
17Increase income by 10 percentChoose the route: raise, hours or a side income
18Start investing a fixed amount each monthCompare two low-cost options and choose one

Learning and skills

#GoalFirst move
19Read 24 booksPick the first three and put them in a visible place
20Reach conversational level in a languageBook a weekly 30-minute lesson or exchange
21Finish one online course a quarterChoose the first course and block its time slot
22Write 50,000 words of a book or blogWrite 300 words today and note how long it took
23Learn to code one small app and ship itPick the app idea and cut it down to one feature
24Learn an instrument well enough to play three songsChoose the three songs and book the first lesson

Home and life admin

#GoalFirst move
25Declutter one room each monthWrite the twelve rooms in order, starting with the smallest
26Complete one home project (paint, repair or garden bed)Measure it and price the materials
27Update your will, insurance and key documentsGather the documents in one folder
28Cook dinner at home five nights a weekPlan this week's five meals
29Cut one recurring cost you no longer useRead last month's statement and mark every subscription
30Digitise and back up all photos and papersChoose the backup place and make the first copy

Relationships and personal life

#GoalFirst move
31Take a trip you have been postponingPick two possible dates with the people involved
32See each close friend at least once a quarterList the friends and message the first one
33Have a monthly date or family dayChoose the day of the month and put it in the calendar
34Volunteer for 24 hoursFind one local cause and ask about its next open shift
35Write a letter or message to someone you have lost touch withWrite the first line today
36Complete a bucket list item every quarterChoose four from a bucket list

How to split a year into four quarters

A yearly goal becomes real when each quarter has its own finish line. A simple split:

  • Quarter 1: set up. Define the target, make the first plan, remove the biggest obstacle. For "run a 10K" that is a base of three easy runs a week.
  • Quarter 2: build. The main work, at a pace you can hold. Add 10 percent more each month.
  • Quarter 3: push. Raise the difficulty. A test event, the first client, a mock exam.
  • Quarter 4: finish and review. The final stretch and an honest look back, with time for one reset if you slipped.

Here is "save 6,000" as an example: Q1 set up the transfer and cut one cost (1,500 saved), Q2 hold the pace (3,000), Q3 add a small side income (4,500), Q4 reach 6,000 and decide what the next goal is. The quarterly goal planner has the page for each quarter, and long-term goals examples covers goals that run past one year.

Check on it without a big annual review

A short check every month beats a long review in December:

  1. Is the number where it should be this month?
  2. What is the next step for next month?
  3. Is the goal still the right one?

Do it in the weekly review on the last Sunday of the month, and you will catch a slipping goal while it is still easy to fix. New year's resolution statistics shows how many resolutions fade by February and why a monthly check helps.

Plan it on one page

The New Year's resolution template holds the year's goals and the first step of each. Print it as A4 or US Letter.

Track it in your browser

GoalTracker keeps a yearly goal as the top item, with the four quarters as subgoals and each step as a microgoal. Check items off as you finish them and the progress bar shows how much of the year's goal is done. It is free, needs no account, and your goals stay in your browser.

Frequently asked questions

What is a yearly goal?

A result you plan to reach by the end of the year that needs steady effort across all twelve months, such as saving a set amount, running a 10K or finishing a certification. It has a number or a finish line, unlike a vague resolution.

How many yearly goals should I set?

Three to five. Each needs a quarterly milestone and a monthly check, and that is about all the attention most people can keep up with alongside work and family.

What is the difference between yearly goals and resolutions?

A resolution is a wish stated on January 1. A yearly goal has a target, quarterly milestones and a first step. If you turn each resolution into those three parts, it becomes a goal.

What if I fall behind by spring?

Do not drop the goal. Work out what the remaining months can still reach, cut the target to that, and move it into the next quarter's plan. A smaller finished goal beats a large abandoned one.

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Prefer a worksheet first? Browse all free goal planning tools and templates.